Friday, July 31, 2009

I need two tooth implants, what are the best insurances, that will cover for my cost or half of it?

BlueCross/BlueShield PPO is excellent. I have to have fillings done, and I will be saving a lot of money with my insurance.

I need two tooth implants, what are the best insurances, that will cover for my cost or half of it?
Medi cal
Reply:There is no way to buy an individual plan that will cover 50% of your implants. What you are asking for is free money.





A dental insurance company must make a profit, and they can only do that if there are more premiums coming in than there are benefits paid out. If you purchase an individual plan for say $100 per month, they can't pay out $1200 per year and stay in business.





The only way to get good dental insurance is to work for a company that offers it as part of a benefit package. If the insurance company covers lots of employees, some won't use it and that's how they stay in business.
Reply:It is rare to find a dental insurance company to cover the cost of dental implants.





*Does Insurance Cover the Cost of Dental Implants?





In general, implants are not covered by dental insurance at this time. Coverage under your medical plan may be possible, depending on the insurance plan and/or cause of tooth loss. Detailed questions about your individual needs and how they relate to insurance should be discussed with your dentist and your insurance provider.





(snipped from webpage below)



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